Florida’s classic sunny weather, picture-perfect beaches, and fun-filled attractions bring thousands of tourists to the state each year. Some even trek to the Sunshine State to take residence for part of the year. As such, it’s not uncommon for visitors to experience car accidents. This can be a confusing situation, especially if you are from a state with different laws than those that govern Florida car accidents. One of the first things you should do is work with a reputable car accident lawyer in Orlando, FL to protect your rights.
The team at Wooten, Kimbrough, Damaso & Dennis is well-versed in working with people from all over the country to deal with Florida car accidents. Our track record of success speaks for itself, and our clients have come to rely on our savvy and aggressive approach.
Standard Insurance Guidelines for Out-Of-State Residents
If you get into a Florida car accident as a tourist, your car insurance should kick in. Many major insurance carriers provide benefits without consideration of state lines. The only caveat is if you are in Florida for more than 90 days, at which point you are required to register your vehicle and obtain a Florida insurance policy.
Another point of consideration is that some states have higher coverage minimums than others. If you purchased the minimum in your home state, the amount might be lower than that required in Florida. There are minimum policy limits in Florida of $10,000 in personal injury protection and $10,000 in proper damage liability coverage. When involved in a crash, it is important to compare your home state auto insurance policy with the laws and regulations in Florida to see which benefits you may be entitled to.
Role of Florida’s No-Fault Law in Tourist Car Accidents
Florida is a no-fault state when it comes to car accidents. This means that if you are involved in a car crash, you must first file a claim with your own insurance company. Once those benefits have kicked in, if you have remaining expenses related to your accident, you can then pursue a claim against the other party.
This is where working with a Florida car accident lawyer can be of benefit in helping you to understand the nuances of Florida’s no-fault laws and helping proceed if you need to file a claim against the responsible party.
Consult with a Florida Car Accident Lawyer If You’ve Been in a Crash
If you are a tourist who has been involved in an accident in the Sunshine State, it is best to work with a Florida car accident lawyer to deal with the ramifications of the incident. The attorneys at Wooten, Kimbrough, Damaso & Dennis have experience working on accident cases with individuals visiting at the time of the incident. We will keep you informed through each step of the process to help ensure that your case is resolved to your satisfaction. Call us at (407) 843-7060 or reach out online to learn more.