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How Your Driving Record Can Affect Your Car Accident Claim in Florida

Mike Damaso Tom Dennis
Written By
Mike Damaso and Tom Dennis
Butch Wooten Orman Kimbrough
Peer Reviewed By
Butch Wooten and Orman Kimbrough
Updated: July 8, 2025

Car accident victims assessing the vehicle damage and exchanging insurance information after an accident.All drivers hold a responsibility to act reasonably safely when they get behind the wheel of their car. Not only does this help keep them safe, but it also protects the other drivers or pedestrians that may become hurt if they act negligently. An individual’s driving record is an important piece of information that often details their history of any unsafe behavior they have displayed behind the wheel. 

Wooten, Kimbrough, Damaso & Dennis is a Florida car accident law firm dedicated to helping clients pursue the fair compensation they are owed after a car accident. If you have been involved in a crash, you may be wondering how your driving record may affect your car accident claim in Florida. 

Should You Disclose Your Driving Record When Filing a Claim?

Whenever you are filing a claim with the insurance party of the at-fault party, they will be looking for every excuse to give you the lowest possible amount in compensation for your losses. If you have a history of traffic violations or accidents, the insurance providers may use this information to devalue your claim and decrease the amount you will receive in damages. When working with a Florida car accident attorney, you should always disclose your prior driving record as soon as possible. This is so that they will be prepared to build your case in the event the insurance providers try to use this information against you. 

Depending on the stage of the claims process you are in, there may come the point where you are legally obligated to disclose your driving record. However, unless you reach that point, it is not advised that you disclose this information to the at-fault party’s insurance provider. For example, when you are in the process of negotiating a settlement with the insurance provider and your attorney, you may not be obligated to disclose any information that is not directly relevant to the car accident and your current injuries. 

If your claim reaches the discovery process, you may be required to provide your driving record at that point in order to be awarded compensation for your losses. If you are concerned about how your driving record may affect your claim, an experienced Orlando, FL car accident lawyer may be able to help. 

Will Your Driving Record Negatively Impact Your Claim?

If your driving record displays a history of prior traffic violations or car accidents, you may face difficulties getting the fair compensation you deserve. If you have been involved in prior car accidents, the insurance company may use this information as proof that the injuries you have suffered are a result of a prior accident, therefore absolving them of liability. If your driving record has a history of traffic violations, the insurance provider may use that as proof that you have a past of negligent driving and may be held partially liable for the accident. 

When you work with a trusted car accident lawyer, they may be able to help you build a strong claim despite any information that may be held against you by the insurance provider of the at-fault party. 

Contact a Florida Car Accident Lawyer for Help

If you have been involved in a car accident, you deserve to be compensated for the injuries and losses you have suffered. While your driving record may affect your car accident claim, when you work with a trusted Florida car accident lawyer, you may be able to still build a strong claim. 

The award-winning lawyers at Wooten, Kimbrough, Damaso & Dennis are dedicated to providing clients with the trusted representation they deserve. To speak with one of our Florida car accident lawyers, fill out our contact form or call (407) 843-7060.

Wooten, Kimbrough, Damaso & Dennis, P.A.

Legally Written and Reviewed by a Managing Partner

Wooten, Kimbrough, Damaso & Dennis, P.A.

Our content is written and reviewed by our founding attorneys Butch Wooten, Orman Kimbrough, Mike Damaso, and Tom Dennis. Helping the injured since 1966, they’ve successfully handled thousands of personal injury cases across Florida. Whether you’re a Florida resident or an out-of-state visitor injured in Florida, we’re dedicated to providing clear and reliable information to help you navigate your legal options confidently.

Disclaimer: All verdicts and settlements listed here are gross amounts before deductions for attorney fees and costs. Past results do not guarantee similar results in the future. Most cases result in a lower recovery. It should not be assumed that your case will have as beneficial a result. Before choosing a lawyer, ask for written information about the lawyer's legal qualifications and experience.