Doug / 08-27-2008 / Insurance Claim Disputes

Florida’s Hurricane Deductibles Do Not Apply to Fay

Tropical Storm Fay lingered on forever, but she never did make hurricane strength, for which we were very grateful.  And now we can be grateful for a different reason:  if your home sustained damage due to the storm, the hurricane deductible in your homeowner’s insurance policy does not apply.

According to Florida law, your insurance company must use the same definition of hurricane as does the National Hurricane Center.  Therefore, since the Center did not declare Fay a hurricane, neither can your insurance company.

If your insurance company tries deny your claim or imposes a huge deductible due to “hurricane damage”, they are not treating you fairly under Florida law and you should contact an attorney.  Call one of Board Certified Trial Lawyers who have experience in resolving many different kinds of insurance disputes, including homeowner’s insurance disputes.

Disclaimer: All verdicts and settlements listed here are gross amounts before deductions for attorney fees and costs. Past results do not guarantee similar results in the future. Most cases result in a lower recovery. It should not be assumed that your case will have as beneficial a result. Before choosing a lawyer, ask for written information about the lawyer's legal qualifications and experience.