A 22-year-old woman was traveling about 40 miles per hour on a Florida highway, when the car she was driving hit another car that ran a red light while turning onto the same highway. While both cars were totaled, and the teenager who ran the red light was found to be at fault, each driver’s insurance was responsible for up to $10,000 of medical bills or lost wages for their respective drivers because of Florida’s no fault rule.
The 22-year-old woman has received her money from her own insurance company for the accident. This personal injury protection insurance money has covered 80% of her medical bills and 60% of her lost wages up to $10,000. Since the woman had no health insurance and no savings cash, the no fault law allowed her to seek the required medical treatment that resulted from the accident. Doctors would not see her without insurance or without cash to pay up front. She hired a qualified Orlando personal injury attorney who helped her protect her rights under Florida Law and get the medical treatment she needed.
Florida No Fault Auto Insurance
In Florida, drivers are required to hold PIP, personal injury protection, insurance that covers them when they are in car accidents. When a driver holds PIP insurance, his policy pays him up to the prescribed limit. If drivers have medical bills that exceed the PIP insurance limits on their personal policies, they must pay the remainder of the medical bills out of pocket. This PIP insurance covers each driver’s injury payments and lost wages regardless of who is at fault in an accident.
Florida Pain and Suffering Damage
Drivers who are not at fault in accidents are given the right in Florida to sue the at fault parties for damages that go above and beyond money that is paid by their individual insurance companies. These types of damages can include economic and non-economic issues. Economic damages from auto accidents include:
- Cost of replacing vehicle and other property
- Cost of repairing vehicle and other property
- Medical expenses incurred from the accident
- Wages lost due to the accident
Non-economic damages from auto accidents include:
- Mental suffering
- Pain and suffering
- Compensation for the inconvenience of the accident
A qualified Orlando personal injury attorney can sift through the paperwork and help drivers to be fairly compensated after vehicle accidents. Qualified Orlando personal injury lawyers are knowledgeable about how the system works and what needs to be done to properly compensate drivers involved in such collisions.
Wooten Kimbrough, P. A. has over 40 years of experience in handling personal injury cases and all of our partners are Board Certified Civil Trial Attorneys. We welcome the opportunity to discuss your personal injury case and there is no fee unless we make a recovery for you.
